GoDay is a licensed online payday lender serving Canadians in need of fast cash. With GoDay, you can borrow up to $1,500, with typical costs of $14 per $100 borrowed over a 14-day period. The APR can range as high as 365%, which you should be aware of when considering short-term borrowing. There are no hidden fees, and your entire application can be completed securely online.

How to Apply for a GoDay Payday Loan

1. Choose the amount you want to borrow up to $1,500.
2. Complete the 100% online application form.
3. Receive an instant decision in most cases—no paperwork required.
4. If approved, your cash can be delivered in under an hour.

Key Advantages

One major benefit is the fast turnaround. Many applicants receive their funds within an hour after approval, making it a solid choice in emergencies.

The online process is streamlined and secure, with modern encryption protecting your data. Costs are disclosed up front, so there’s clarity on exactly what you’ll pay.

Consider These Drawbacks

The primary drawback is the high APR—up to 365%. If you need more time to pay or need a larger loan, this product may not be the most cost-effective solution.

Short-term loans can lead to a cycle of debt if not managed carefully. Repayments are due on your next payday, so be sure about your ability to pay it back promptly.

My Verdict

GoDay stands out for speed, convenience, and customer service, with mostly positive customer reviews. But as with any payday loan in Canada, consider it only for immediate short-term cash needs due to the high cost. If you meet the repayment terms, it could fill a critical gap quickly and easily.